RETIREMENT FUND CONSULTING

Fifth Quadrant's range of activities in this area includes the following:

• Actuarial valuation of defined benefit funds (including AC 116 accounting disclosure)
• Asset / liability modeling for defined benefit funds
• Actuarial advice to defined contribution funds
• Apportionment of surplus
• Development of pension increase policy
• Benefit design
• Conversion from defined benefit to defined contribution
• Modeling the financial impact of HIV/Aids
• Impact of new legislation as it affects retirement funds
• Selection of retirement fund administrators
• Contracting with and monitoring retirement fund administrators
• Selection and monitoring of insurers for risk benefits
• Advice on mergers and acquisitions
• General advice to Trustees on the execution of their fiduciary responsibilities
(e.g. disposal of death-in-service benefits)
• Advice to Trustees on Fund governance and management